Questions about your mortgage?

A broker looks at your circumstances, compares mortgages from across the market and recommends options that fit. We also prepare the application, deal with the lender and keep the case moving.

Yes. Ashleigh Mortgages is a trading name of Keith Hunter. We are authorised and regulated by the Financial Conduct Authority, Financial Services Register number 628591.

Yes. First-time buyers are a large part of what we do. We explain the process from deposit through to completion in plain English.

Yes. We work with sole traders, company directors, contractors and freelancers, and we look at lenders whose criteria suit how your income is structured.

Some lenders will consider applicants with one year of accounts, though criteria vary and nothing is guaranteed. We will review your figures and tell you honestly what looks realistic.

Often. Lenders assess applications differently and we work with lenders who look at adverse credit. We start by understanding the reason for the decline.

Yes, including let-to-buy and HMO cases. Please note that not all investment mortgages are regulated by the Financial Conduct Authority.

Around six months before your current deal ends is a sensible point to review, so there is time to arrange something new.

Yes. We are based in London and advise clients across the UK, by telephone and video as well as in person.

Get in touch today and we aim to come back to you the same day.

We arrange a conversation at a time that suits you, talk through what you are planning, explain the options and tell you what we need to move forward.

Let-to-buy is when you let out your current home and buy another to live in. It usually involves a buy-to-let mortgage on the property you keep and a residential mortgage on the new one.

Yes. We advise on HMO purchases, conversions and remortgages, and look for lenders whose criteria fit the property and your experience.

Typically photo identification, proof of address, recent bank statements and evidence of income — payslips if you are employed, or accounts and tax documents if you are self-employed. We will give you a specific list for your case.